How to Access POR Vaults on AFI

AFI provides access to two Proof-of-Reserve vaults: afi-rwaUSDi (Institutional RWA Vault) and afiUSD (Yield Vault backed by Pendle strategies).

Access to these vaults is intentionally gated to ensure user safety, compliance, and responsible capital onboarding.


afi-rwaUSDi Vault (Institutional Access Only)

The afi-rwaUSDi PoR Vault is designed specifically for institutional partners, custodians, and regulated entities. This vault is backed by tokenized gold reserves and follows stringent compliance and operational requirements.

Deposits into the afi-rwaUSDi Vault are currently closed to the public. Only approved institutional entities can access this vault.


afiUSD Vault (User Access via Whitelisting)

Access to the afiUSD vault is available through a whitelisted onboarding process. Users can request access by filling out the vault onboarding form:

👉 Access Form: https://form.typeform.com/to/iSkA2mdN

After submission, your wallet undergoes an evaluation based on the criteria below.

Whitelisting Criteria

To ensure healthy participation and prevent Sybil patterns, AFI uses a combined Wallet Score + Social Score + Deposit Intent to vet access.

1. Wallet History (Wallet Score)

We evaluate the wallet address you submit based on:

  • Wallet Balance: On-chain liquidity profile

  • Token Diversity: Number and quality of tokens held

  • Protocol Diversity: Breadth of interactions across DeFi protocols

  • Historical Activity: Transaction patterns, time active, and behavioral signals

This helps us determine whether your wallet should be whitelisted for accessing the app.

The submitted address will be used as your access address.


2. X Handle (Social Score)

You will be asked to share your X handle. We compute a Social Score based on:

  • Account authenticity

  • Recent activity

  • Interaction quality with crypto / DeFi content

This helps reduce bot access and ensures real user participation.


3. Intended Deposit Size

We ask how much you plan to deposit initially. This helps us plan:

  • Liquidity availability

  • Vault capacity management

  • User prioritization during phased rollout

Note: Stating an intent does not lock you into a commitment; it guides our onboarding process.


4. Telegram Handle

Sharing your Telegram handle helps our onboarding team reach out directly for:

  • Access confirmation

  • Vault instructions

  • Any clarifications on your submission


What Happens After You Apply?

Once you complete the form:

  1. Wallet Score is computed

  2. Social Score is computed

  3. Your deposit intent is reviewed

  4. Your Telegram handle is verified

  5. Our team will contact you if you are approved

  6. Upon approval, your wallet is whitelisted

  7. You can now access the afiUSD Vault via the app

Whitelisting is required only once—future deposits can be made freely from the same wallet.


Important Notes

  • Access is granted per wallet, not per user.

  • Submitting inaccurate information may delay or block access.

  • AFI reserves the right to deny access if wallet or social signals indicate Sybil, spam, or malicious behavior.

  • Institutional onboarding for afi-rwaUSDi follows a separate due-diligence process.

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